The entire portfolio is invested in interest bearing securities such as government bonds and securities issued by banks and corporate bonds. Exposure to higher risk, such as high yield and emerging markets debt, is limited to 50% of the portfolio.

Portfolio is allocated to 0-45% in equities and 55-100% in fixed income. A maximum of 40% of equities can be allocated to Finnish stocks and 50% in emerging market equities. A maximum of 50% of the fixed income component can be allocated to high yield and emerging markets debt.

Portfolio is allocated to 25-75% in equities and 25-75% in fixed income. A maximum of 40% of equities can be allocated to Finnish stocks and 50% in emerging market equities. A maximum of 50% of the fixed income component can be allocated to high yield and emerging markets debt.

Portfolio is allocated to 55-100% in equities and 0-45% in fixed income. A maximum of 40% of equities can be allocated to Finnish stocks and 50% in emerging market equities. A maximum of 50% of the fixed income component can be allocated to high yield and emerging markets debt.

Portfolio is allocated to 75-100% in equities. A maximum of 40% of equities can be allocated to Finnish stocks and 50% in emerging market equities. An allocation to fixed income with a maximum of 25% is allowed. A maximum of 50% of the fixed income component can be allocated to high yield and emerging markets debt.